$5 Challenge is OFF and RUNNING!

Surely we know everyone is excited because it's the FIRST day of a NEW YEAR! Surely we also know first days are great days! Resolutions have been set and proclaimed! Diets are being followed. Goals have been set and someone is even jogging around the track! Yeah!!!!

Yes there is EXCITEMENT in the air! Yet there are lots of folks that are FIRED UP AND READY TO GO with their $5 Challenge! Yes, just $5 is what all the excitement is about! The New Year brings on new beginnings, new ideas, new business ventures, etc. Many have decided to make a difference in their finances and they are starting with only $5! A mere $5 can go an extra LONG wayyyyyyyyyyyyyyy! Ask some folks that have participated in this challenge before! Some have save from $300 to over $900!

It's so simple! Designate a purpose. Why would you want to save these $5 bills? To help with your child's schooling? To take a trip? To go shopping? To travel? To bless someone at Christmas? To get ahead on some bills? You make that determination FIRST. Then get you 12 envelopes. Write one month on each envelope. Each time you receive a $5 bill then you place it in the respective month's envelope! That's all you do! How much do you need to start?

There is a group that has gotten started today! Today is Jan 1, 2014 and they are SUPER excited! Some have already saved some $5 bills! The group is at over 100 members and it's only the FIRST day of the year! They are so excited that they can't keep it to themselves! They are sharing this challenge with all of their friends and family and many are accepting THAT challenge! It's so much fun! There was less than 50 yesterday and today it's doubled! What can happen in 3months? 2 months? At the END of this month? Will you join them in the challenge? Become apart of the excitement! Stay positive! All you are doing is saving every $5 you get this year. Then you will count them at the end of the year to see how much you saved! All you have to do is get started! Get started today! Join in the fun with all these folks and let's watch the numbers grow. It started out as just a few friends savings money over the year. Now it's a movement! Maybe your end of the year will look much better than the end of last year!

Come Join us!

Take the First Step

YES, 2013 is almost over and 2014 is right around the corner! Are you ready! Are you in a better place NOW than when you started in 2013! Are you in a more worse position! Are you shocked that you have done so very little this year? Are you happy that you have progressed so far in just one year? Surprised or shocked? So what are you going to do differently this year? Do you have any idea? Well, let me help you. It's not over. Don't even beat yourself up for not accomplishing ALL you wanted to for the year! It's okay. This is your new day! Get busy and make the change. What are some things I can do to have a different look at the end of this upcoming year. First, work with the end result in mind. You know how you want the end of your year to look like, then take the pic. Focus on that ending constantly. My former Mary Kay Director would say "That which you focus on, will expand." Focus on where you are going. Act like that which you want to become. You can do this. Write it down. That is truly priority. You MUST write everything down you want to accomplish!

Many of us want to change our finances. We want to do better. WE want to have more. Well, let's take the first step! Become a $5 Challenge Person! What is that, you may ask? Here it goes! 1. Designate a purpose for your savings. Why do you want to save this money? Once you designate that purpose. 2. Get 12 envelopes and write one month on each envelope. 3. Place the $5 bill in the respective month's envelope everytime you get a $5 bill! At the end of the year, count your $5 bills and use it for the purpose that you initially designated it for! Voila! This challenge is so much fun. Let's say you go to the store and spend $3. You give the cashier a $20 bill. You know you have $17 coming back and $17 you can spend on something else. Well, the cashier in turn ives you (3) $5 bills and (2) $1 bill. Now, you have $2 to spend instead of $17 because, those (3) $5 bills go in your envelope! Isn't that something! Get ready! Try it! You will be glad you did! Another idea is the 52 week challenge! This challenge allows you to start small and send great results at the end of the year. Just begin by depositing $1 in week ONE, then deposit $2 in week TWO, then $3 in week THREE and so on. By the end of your 52nd week, you will over ONE-THOUSAND DOLLARS!

One last savings idea is to save all your loose change! Anytime you have loose change, just place it in a jar and watch it grow! Small change adds up to big dollars! I know you can do it!

Some of you may begin with all three! Some of you may have already tried some of these ideas, so share them with others. If something is good, then share it! Let's make the world more fiscally responsible. Let it start with YOU!

Happy New Year's EVE!

We are almost at the beginning of another year. Many of us pledge to do so much better in the upcoming year. Many are excited about this new beginning. Some even make New Year's Resolutions. I stopped doing that a long time ago! I still set goals though and work hard on attaining them. Dont get weary if you're not accomplishing your 2012 goals as you begin your journey. You cant be successful w/o failures. Many successful people have failed alot of times. Just check out their stories. Some of us did not do too bad last year. Some of us still want to focus on building or even creating a savings. Most of the times folks who set New Year's Resolutions focused them toward financial resolutions. For example, wanting to reduce debt and having more savings ranks pretty high! I have faith in YOU. You can make this year better than ever. Just put your mind to it! Visualize where you want to be at the end of 2012. Focus on that! You can do it. It does not matter how the situation looks NOW, it can be very different at the end of 2012. Dont give up!