One Step to Letting It Go!

Be real with yourself. Things aren't like they used to be. You have gotten in a bind. You're no longer 16 yrs old and all your money is yours. You have rent or mortgage, car note or car notes, insurance, food, light, gas, water, home phone and/or cell phone, credit cards, etc. You're an adult now. You haven't won the lottery and it doesn't look like there are any relatives who have won the lotto! You're living off of credit cards. Buying bread at the gas station. Skipping one credit card payment to pay the other! You can only go so far during the weekend and weekdays because you have to have enough money to go to work and come back. You even contemplate driving to church. Why? "That's extra gas!" is what you say, right?

It's time to face reality. Lay it out there. Write all your expenses on paper. You say you know where you stand because you think about it all the time. That's why you can't sleep well at night! So, yes, you know what you pay monthly. It's all in your head! That's great but you NEED to write it down on paper. Yes! YES! YESSSSSSSSSSS! Do that now........I'll wait.

It didn't take you long because you know it. You ponder over those bills frequently. Now just don't write the creditor name down. Write the creditors' name, total amount due, due date, AND minimum amount. It's painful. You may cry. Growth is painful. Hence the name growing pains. It's time to face the music. That which you resist, will persist is what JoAnne Barnes,NSD of Mary Kay Cosmetics says. So, face it. Yeah, FACE IT! You've taken your first step to getting back on top! You will be there! You were there before!Take one step at a time. Get ready for your next step soon!