Finances First!

Well, we truly had a very productive 2nd meeting! Everyone was so excited to come back and we even had some "newbies" in the bunch and we're so glad they came. It is evident that when one truly wants to make changes, then they take a stand. These women are serious about their finances. We're so grateful to Trina for her leadership. She wants to empower so many women and she's starting with us. Thank you Trina!

Remember, PAY YOURSELF FIRST! This is so crucial! It starts with you so pay you first. If you havent been doing this, then start today. Remember, you should have at least 10% of your gross in your savings at all times. It's not too late. BEGIN TODAY and get your finances in order!

Additionally, PRACTICE MINDFUL SPENDING! Let's say you spend $16 per day on food/drinks 5 days a week. Do you know that is $80 per week and $320 per month! Do you really want to know how much you are spending per year just going out to eat! WOWWWWWWWWWWWWW! Is that mindful spending! Many of us love to shop online! QVC and HSN are best friends for some one us right! During Christmas time, I dont have to worry about parking places, long lines, shoving and pushing, etc. I just shop online. Some of us love it SO much that we overspend. Try Regions Pre-Paid Visa Card. The amount you have on your card is all you can spend. So now you have a limit! Maybe you could even use it to teach your child, relative, etc about finances. Children love going to the store and spend someone else's money. Give them the Regions Reloadable Pre-Paid Visa Card as a gift. Not only is Trina helping us in the arena but also check out how Russell Simmons is helping out as well.

Be sure and contact Mr Johnnie at Stonefield Air Conditioning and Heating for PREVENTATIVE MAINTENANCE. Dont wait until the last minute to get your AC and Heating checked out! Let Mr Johnnie keep you on track so you can feel good! Take care of your finances FIRST!

Not only can Mr Johnnie make sure your AC and heating is on point but American Home Shield can be a good friend of yours, too! Homeowners, when emergencies arise, your bank account does not always have the amount you need so we have to plan ahead. American Home Shield is here to help you when things go wrong at home like the refrigerator is not cooling, washing machine wont work, etc. See how they can help! It's a MUST!

Be sure and get a safe. Protect important papers. Have them all in one place. Insurance policies, birth certificates, wills, etc. NOTE: Ensure you have a Payable on Death (POD) person. Plan ahead and avoid future hassles.

Getting our finances in order requires inventory. We need to know what's coming in and what's going out. Visit this site and feel the wakeup call. Get started today!

Next week, we look forward to hearing from Ms. K. Penn, Mortgage Loan Officer!

Dont forget, FINANCES FIRST!

Are You Ready Ladies!

Ladies, it was SO good to see all of us SO hungry for the information that Trina provided for us! Everyone was attentive, studious, and eager to hear more! I just know that all of us have written down our goals to achieve for 2012 and they are a bit scary. Remember, that's where your growth lies. Dont set goals that you know are attainable. I'm eager to get this savings account going and having more money than month! Being broke takes energy. It's alot of running to the bank. It's waking up in the middle of the night. It's continually writing down the same bills with the same amount of money coming in, etc. III John 2 says "....prosper and be in good health" God doesnt want us like broke, busted, and disgusted. Also, remember, what you talk about you bring about. So, let's talk with an abundance mentality and not a scarcity mentality!

Kennisha did a wonderful job informing us about Arbonne, a nationally all botanically based company. She gave us alot of information that we did not know. When you have information you can make proper decisions. When you dont know, you tend to misjudge! So let's take heed that we need to take care of our bodies. That's important. It's our body! If weight loss is a goal for you this month, call Kennisha. If taking care of your skin better is a goal, call Kennisha. If you are looking for a Plan B and you can see yourself helping others in this endeavour, then CALL Kennisha! Just make it happen!

I cant wait for our next meeting! I look forward to seeing all of you and I know there will be much excitement in the room! Let's do this yall! Let's encourage each other. Be someone's motivator! You know folks are going to be "hating" on us right. But guess what "Haters ARE your motivators!"

Happy New Year's EVE!

We are almost at the beginning of another year. Many of us pledge to do so much better in the upcoming year. Many are excited about this new beginning. Some even make New Year's Resolutions. I stopped doing that a long time ago! I still set goals though and work hard on attaining them. Dont get weary if you're not accomplishing your 2012 goals as you begin your journey. You cant be successful w/o failures. Many successful people have failed alot of times. Just check out their stories. Some of us did not do too bad last year. Some of us still want to focus on building or even creating a savings. Most of the times folks who set New Year's Resolutions focused them toward financial resolutions. For example, wanting to reduce debt and having more savings ranks pretty high! I have faith in YOU. You can make this year better than ever. Just put your mind to it! Visualize where you want to be at the end of 2012. Focus on that! You can do it. It does not matter how the situation looks NOW, it can be very different at the end of 2012. Dont give up!

I'm Tired of This Cycle I'm Going Through!

How many of you have said that you're tired of not getting ahead? Are you tired of not being able to travel? Are you tired of not having a decent savings and you work EVERYDAY? Are you wondering why others have more than you or can do more than you? If so, it's time for a self-assessment. Analyze yourself! Yep that's a difficult task because all of us THINK we've got it going on; however.............. Can you stand in need of a little assistance? Are you open to someone helping you manage your finances better? Have you set goals for 2012? I have set my goals for 2012. I have put a date on them and I have verbalized them to friends. You have to do all of those to be held accountable! Again, make the goal scary. Dont set a goal that you know is attainable. You're not growing when you do that! Work toward your goal! Tell it to folks! JoAnne Barnes, National Sales Director with Mary Kay Cosmetics says "Visualize, Internalize, Verbalize."
You have to SEE where you want to be and focus on that. What you focus on will expand. After that, you have to internalize it. Make it your own. You're hungry when it comes to achieving this goal. Lastly, you gotta tell folks what you want to accomplish. Dont be afraid. You can do it! Make your 2012 better than prior years. If you want to make a change, it starts with YOU!