Saturday, February 4, 2012

Finances First!

Well, we truly had a very productive 2nd meeting! Everyone was so excited to come back and we even had some "newbies" in the bunch and we're so glad they came. It is evident that when one truly wants to make changes, then they take a stand. These women are serious about their finances. We're so grateful to Trina for her leadership. She wants to empower so many women and she's starting with us. Thank you Trina!

Remember, PAY YOURSELF FIRST! This is so crucial! It starts with you so pay you first. If you havent been doing this, then start today. Remember, you should have at least 10% of your gross in your savings at all times. It's not too late. BEGIN TODAY and get your finances in order!

Additionally, PRACTICE MINDFUL SPENDING! Let's say you spend $16 per day on food/drinks 5 days a week. Do you know that is $80 per week and $320 per month! Do you really want to know how much you are spending per year just going out to eat! WOWWWWWWWWWWWWW! Is that mindful spending! Many of us love to shop online! QVC and HSN are best friends for some one us right! During Christmas time, I dont have to worry about parking places, long lines, shoving and pushing, etc. I just shop online. Some of us love it SO much that we overspend. Try Regions Pre-Paid Visa Card. The amount you have on your card is all you can spend. So now you have a limit! Maybe you could even use it to teach your child, relative, etc about finances. Children love going to the store and spend someone else's money. Give them the Regions Reloadable Pre-Paid Visa Card as a gift. Not only is Trina helping us in the arena but also check out how Russell Simmons is helping out as well.

Be sure and contact Mr Johnnie at Stonefield Air Conditioning and Heating for PREVENTATIVE MAINTENANCE. Dont wait until the last minute to get your AC and Heating checked out! Let Mr Johnnie keep you on track so you can feel good! Take care of your finances FIRST!

Not only can Mr Johnnie make sure your AC and heating is on point but American Home Shield can be a good friend of yours, too! Homeowners, when emergencies arise, your bank account does not always have the amount you need so we have to plan ahead. American Home Shield is here to help you when things go wrong at home like the refrigerator is not cooling, washing machine wont work, etc. See how they can help! It's a MUST!

Be sure and get a safe. Protect important papers. Have them all in one place. Insurance policies, birth certificates, wills, etc. NOTE: Ensure you have a Payable on Death (POD) person. Plan ahead and avoid future hassles.

Getting our finances in order requires inventory. We need to know what's coming in and what's going out. Visit this site and feel the wakeup call. Get started today!

Next week, we look forward to hearing from Ms. K. Penn, Mortgage Loan Officer!

Dont forget, FINANCES FIRST!